Why Choose Us

For over 25 years, we’ve helped countless individuals and families solve their debts through expert credit counselling, budget mentoring, and tailored financial education programs.

Here’s why SolveYourDebts.com should be your debt solutions partner:

• We are a registered non-profit organization
  
  
• We are 100% Canadian operated
  
  
• All of our offices and staff are located in Canada
  
  
• We take a holistic approach to our counselling. We recognize that the financial issue may be a symptom of a much larger issue and we have a large network of professional referral sources
  
  
• We’ll provide you with ALL of your options, unlike Licensed Insolvency Trustees, who can only offer Bankruptcy and Consumer Proposal
  
  
• We never charge up-front fees
  
  
• Our advertising is never misleading. What you see is what you get! If it sounds too good to be true, it usually is.
  
  
• All of our counsellors are either enrolled in or have their Accredited Financial Counsellor Canada designation (AFCC)
  
  
• We are trusted by consumers and have earned the respect of your creditors through long-term working relationships
  
  
• We are licensed to operate in all provinces in which we have offices.
  
  
• Before the pandemic, we primarily did face to face counselling, but now offer telephone/virtual counselling. We’re in your communities – not another country just offering a quick online fix.
  
  
• We hire caring, professional and empathetic staff who will strongly advocate for our clients in every area, including debt management, debt reduction, financial education and personal advice. People don’t work in the non-profit sector just for money; they do it to provide service to others.
  
  
• We offer free consultations which last 1.5 hours and charge very little money for any of our services in order to provide affordable debt solutions to those who need it most.
  
  
• We are an accredited member of Credit Counselling Canada, a national association of non-profit consumer credit counselling services
  
  
• We treat people with dignity and respect and provide non-judgmental advice.
  
  
• We’ve received several Consumer Choice awards for Business Excellence and are a Better Business Bureau Accredited Business with an A+ rating
  
  
• We’ve helped thousands of people become debt free and learn to manage their money better for the long term.
  
  
• We can’t wave a magic wand and make your debt disappear or shrink, but we can help you to eliminate it and feel good about how you did it!

With a little support, and some hard work, you can live a debt-free life and have the skills you need to manage your money, permanently.