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What is a Credit Report?

A credit report is a snapshot of your credit history and is one of the main tools that lenders use to decide whether or not

Inexpensive Summer Vacation Ideas

Summertime is around the corner, which means it’s time to plan that summer vacation. Unfortunately, vacations can often be expensive, and with the cost of

Is a Consumer Proposal Worth It?

A consumer proposal is quickly becoming a popular alternative to bankruptcy due to its lesser impact on your credit and financial future. A consumer proposal is

The Truth About Bankruptcy in Canada

Bankruptcy is often the first thing consumers think about when they find themselves in financial distress. However, it is not a decision to be taken

5 Ways to Budget for Inflation

Inflation is when prices for goods and services rise and purchasing power falls. When inflation goes up, people have to spend more money to buy

How To Stop Collection Calls

It can be stressful to receive calls from a collection agency – especially when there hasn’t been any progress made on repayment. Although the rules

5 Tips for Credit Card Relief

Credit card debt is one of the most stressful forms of debt, since it could get you caught up in a never-ending debt cycle. With

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