For anyone who believes credit counselling services are some magical way to get out of debt, they aren’t. However, when you combine them with your participation and discipline, then you’ve got something.
Credit counselling is all about finding the debt solution that will work the best for your individual situation. It isn’t magic, but it will certainly bring you back from the edge, if you let it.
What Is Credit Counselling?
Credit counselling is a process where you work with a certified credit counsellor to help resolve your financial situation. You don’t have to be ‘past the point of no return’ or at any specific stage of severity with your debts, just in a situation where you feel you may need some help. The counsellor will review your situation and then give you advice on possible solutions , including debt management, budgeting, planning and other factors that will help.
As part of the credit counselling session , a budget plan is developed that you can follow to help keep life’s necessities in order, reduce the amount of debt and get the situation under control. The credit counsellor looks for the most convenient and logical ways for you to make payments and reduce your debt, with the least amount of damage to your credit. In all cases, the suggestions and advice handed down are very dependent on your individual situation. What is ideal for one person may be the worst possible scenario for another. And it’s this personal touch and ‘custom approach’ to satisfying debt that makes credit counselling services so unique and so successful.
Testimonials
Here at CCSAC, we’ve had a great deal of success helping people gain a new perspective about the world of debt, finances and credit. We’ve also had success helping people just like you turn their situations around and pay off those debts. Here are some testimonials from clients that have gone through the CCSAC process:
“Your service was a lifesaver and a life changer for us. Without your help we would not have been able to cope with the stress of the situation.”
“You offered an affordable monthly payment which I was able to stick to and now my debts are paid off. I feel a million times better about my life and my future”
“I have recommended your services to many friends. Thank you for genuinely caring!”
“I appreciate everything that has been done for me regarding my finances. I now lead a stress free life because of it.”
“Would recommend this to anyone who is struggling with a debt load.”
“Was a very positive experience and the counsellor was full of helpful hints to help me make the most of my new financial outlook.”
“The staff I dealt with were wonderful. They are knowledgeable in what they do, as well as being understanding and compassionate”
“I want to thank you for offering your services to people in need like me. You offered an affordable monthly payment which I was able to stick to and now my debts are paid off. I feel a million times better about my life and my future thanks to working with CCS. I have recommended your services to many friends. Thank you for genuinely caring!”
“The entire process was very comfortable and made us feel quite at ease and not like we should be ashamed of our actions.”
“Excellent service and very valuable advice”
