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TAKE THE FIRST STEP

Getting started is easy – just complete the contact request form below and we’ll be in touch within two business days.

TAKE THE FIRST STEP

Getting started is easy – just complete the contact request form below and we’ll be in touch within two business days.

Your Debt Solutions & Credit Counselling Partner in Atlantic Canada

For over 25 years, we’ve helped countless individuals and families solve their debts through expert credit counselling, budget mentoring and tailored financial education programs. As a not-for-profit organization, we always have your best interest at heart and will help you avoid bankruptcy whenever possible.

We believe our accredited counsellors are the best of the best – its your financial future and you shouldn’t settle for less. You can rest assured knowing that SolveYourDebts.com is committed to helping you get your finances back on track.

There are lots of reasons why SolveYourDebts.com should be your debt solutions partner – but here are the top five:

  1. We ALWAYS have your best interest in mind: We are provincially licensed and regulated registered not for profit organization, which means we’re not here to suggest solutions that are going to help our bottom line – we’re here to help yours.

  2. We NEVER charge up front fees: We offer free 1.5 hour consultations and charge the absolute minimum for our services so we can provide affordable debt solution services to those who need it most.

  3. Our counsellors are second to none: Our counsellors are caring, professional and AFCC designated (Accredited Financial Counsellor Canada). AFCC is the gold standard of financial education, requiring an exam and 30 hours of ongoing education every 2 years in order to maintain certification.

  4. We ARE the consumer’s choice: We are proud of our Better Business Bureau A+ rating and our Consumer Choice awards for Business excellence. We earned that recognition because our advertising is not misleading, we never make promises we can’t keep, and we treat people with dignity and respect.

  5. Almost 30 years of success: Over the past 28 years, we have developed great working relationships with our clients, their creditors, and a network of trusted support organizations. Our clients leave us proud of what they’ve accomplished and equipped with the skills and habits they need to get and stay financially well.

With a little support and some hard work, you can live a debt-free life and have the skills you need to manage your money, permanently.

As Featured On:

Credit Counselling

If you are having a financial crisis, and you’d like to avoid bankruptcy, our intensive and personalized approach to credit counselling could be the lifeline you are looking for.

We are the credit counselling specialists, and what we offer is simple: Debt Solutions that Stick.

Budget Mentoring

If your money situation is a mess and you’d like to learn what it takes to be financially well, our proactive budget mentoring service might be just the support you need.

We are budget mentoring specialists, and what we offer is simple: Financial Wellness that Sticks.

Financial Education

If your employees or students could use some real-life money-management skills, our customizable, easy-to-understand financial education sessions will fit the bill perfectly.

We are financial education specialists, and what we offer is simple: Money Management Skills that Stick.

SELECT YOUR FREE E-BOOK​

Our free e-book series brings you content, tips and money management strategies from our most popular blog posts. Check back often for new titles!

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1 week ago

SolveYourDebts.com
As the CEO of a nonprofit credit counselling agency, I’ve spent many years helping individuals and families navigate their financial lives. And while it’s true that tariffs and economic shifts can present many challenges, I want to take a moment to focus on the positive opportunities that come with these turbulent times.With the right mindset and practical steps, consumers can come out of these situations stronger and more resilient.💸Taking Control of Your Financial SituationTimes of economic uncertainty are a perfect catalyst for personal reflection and growth. Now is the time to get your finances in order. Budgeting, saving, and tackling debt may seem impossible, but having a clear plan is empowering. You might find that you’re more capable of financial resilience than you previously thought. If you haven’t created a budget, this is the ideal time to start. 🛒Supporting the Local EconomyWith the threat of tariffs making some imported goods more expensive, there’s never been a better time to buy local. Whether it’s shopping at local farmers’ markets, supporting independent retailers, or hiring small businesses for services, your dollars stay within the community, strengthening the local economy. When you choose local, you’re not just purchasing products; you’re investing in the growth and resilience of your community. 🍁Exploring Canada: Travel That Supports Your CommunityFor those who love to travel, shifting your vacation plans to explore Canada’s beautiful landscapes and vibrant cities can be both fulfilling and economically smart. Rather than spending money abroad, consider planning a trip within our own borders. You’ll be supporting local tourism and small businesses while experiencing the richness and diversity our country has to offer. Whether it’s hiking in the Rockies, enjoying the coastal charm of the Maritimes, or exploring the urban delights of Toronto or Vancouver, there’s something here for everyone.Resilience is built through action. Let’s choose optimism, and let’s choose action. Need help managing your debt? Get in touch for a free consultation! ... See MoreSee Less
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2 weeks ago

SolveYourDebts.com
This FREE four-week financial wellness webinar series is designed to help you transform your relationship with money.Each week you’ll explore key financial concepts, uncover limiting beliefs, and develop practical strategies to achieve your goals. By the end of the series, you’ll be equipped with the knowledge and confidence to make empowered financial decisions, setting the stage for lasting change.Register today: us06web.zoom.us/webinar/register/WN_OPHib5uqTLyc01q6twA_Bw#/registrationGenerously sponsored by United Way serving Saint John, Kings and Charlotte. ... See MoreSee Less
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4 weeks ago

SolveYourDebts.com
Did you know? Employees facing financial stress are 5x more likely to be distracted at work and 2x more likely to seek a new job.Offering a financial wellness program isn’t just a perk—it’s a game-changer. Happier, less stressed employees = higher productivity and retention!SolveYourDebts.com offers financial education and debt management programs to help your team take control of their finances.Invest in your employees’ financial well-being today! Request a presentation to learn more. loom.ly/WAOCbnU ... See MoreSee Less
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1 month ago

SolveYourDebts.com
Our 2025/26 scholarship is now open! 🎓Scholarships are open to residents of Atlantic Canada (regardless of age) who will be enrolled in an accredited post-secondary program in the upcoming academic year.Tap the link to learn more and to apply: loom.ly/M4VFbkM#collegeofthenorthatlantic #MyCNA #munpix #memorialuniversity #UPEI #DalhousieU #AcadiaU #stfxuniversity #cbuniversity #UNB #mtallison ... See MoreSee Less
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