Home Page

TAKE THE FIRST STEP

Getting started is easy – just complete the contact request form below and we’ll be in touch within two business days.

TAKE THE FIRST STEP

Getting started is easy – just complete the contact request form below and we’ll be in touch within two business days.

Your Debt Solutions & Credit Counselling Partner in Atlantic Canada

For over 25 years, we’ve helped countless individuals and families solve their debts through expert credit counselling, budget mentoring and tailored financial education programs. As a not-for-profit organization, we always have your best interest at heart and will help you avoid bankruptcy whenever possible.

We believe our accredited counsellors are the best of the best – its your financial future and you shouldn’t settle for less. You can rest assured knowing that SolveYourDebts.com is committed to helping you get your finances back on track.

There are lots of reasons why SolveYourDebts.com should be your debt solutions partner – but here are the top five:

  1. We ALWAYS have your best interest in mind: We are provincially licensed and regulated registered not for profit organization, which means we’re not here to suggest solutions that are going to help our bottom line – we’re here to help yours.

  2. We NEVER charge up front fees: We offer free 1.5 hour consultations and charge the absolute minimum for our services so we can provide affordable debt solution services to those who need it most.

  3. Our counsellors are second to none: Our counsellors are caring, professional and AFCC designated (Accredited Financial Counsellor Canada). AFCC is the gold standard of financial education, requiring an exam and 30 hours of ongoing education every 2 years in order to maintain certification.

  4. We ARE the consumer’s choice: We are proud of our Better Business Bureau A+ rating and our Consumer Choice awards for Business excellence. We earned that recognition because our advertising is not misleading, we never make promises we can’t keep, and we treat people with dignity and respect.

  5. Almost 30 years of success: Over the past 28 years, we have developed great working relationships with our clients, their creditors, and a network of trusted support organizations. Our clients leave us proud of what they’ve accomplished and equipped with the skills and habits they need to get and stay financially well.

With a little support and some hard work, you can live a debt-free life and have the skills you need to manage your money, permanently.

As Featured On:

Credit Counselling

If you are having a financial crisis, and you’d like to avoid bankruptcy, our intensive and personalized approach to credit counselling could be the lifeline you are looking for.

We are the credit counselling specialists, and what we offer is simple: Debt Solutions that Stick.

Budget Mentoring

If your money situation is a mess and you’d like to learn what it takes to be financially well, our proactive budget mentoring service might be just the support you need.

We are budget mentoring specialists, and what we offer is simple: Financial Wellness that Sticks.

Financial Education

If your employees or students could use some real-life money-management skills, our customizable, easy-to-understand financial education sessions will fit the bill perfectly.

We are financial education specialists, and what we offer is simple: Money Management Skills that Stick.

SELECT YOUR FREE E-BOOK​

Our free e-book series brings you content, tips and money management strategies from our most popular blog posts. Check back often for new titles!

Featured Ebook

What's Inside?

Success Stories

Testimonials

Did you know?

Dig into our most recent blog posts:

Available in French by request

How Much Debt Is Normal?

Debt is a fact of life for many Canadians. Between mortgages, car loans, credit cards and lines of credit, it’s rare to find someone completely

FREE monthly money management tips and advice, delivered right to your inbox!

Sign up now.

Recently on Facebook

5 days ago

SolveYourDebts.com
Money worries continue to keep Canadians up at night, and for some, it can turn into debt anxiety.Here are 3 simple steps to start easing the stress:✅ Get a clear picture of your income, spending, and debt✅ Use tools like apps or budgets to stay organized✅ Reach out for professional advice if you need itYou don’t have to manage financial stress alone. Our accredited financial counsellors are here to help you build a plan that works for your life. Book your free consultation today at SolveYourDebts.com. ... See MoreSee Less
View on Facebook

6 days ago

SolveYourDebts.com
💡 October is Healthy Workplace Month — but did you know that financial wellness is one of the most overlooked parts of employee well-being?The impact of money stress at work is real:🕒 36% of workers report missing work or arriving late due to financial concerns.🎯 38% say financial strain lowers morale and motivation.😟 Only 5% say financial stress never affects their work.While many employers invest in mental health and physical wellness programs, financial education is often left out of the conversation — despite its clear impact on productivity, engagement, and overall well-being.We help workplaces across Atlantic Canada bridge this gap. Our Financial Wellness workshops give employees the tools to reduce stress, change money habits, and make empowered financial decisions.🌐 Available virtually or in-person, our workshops are a meaningful way to support your team and strengthen workplace wellness. Learn more and bring financial wellness to your workplace: SolveYourDebts.com. ... See MoreSee Less
View on Facebook

1 week ago

SolveYourDebts.com
Mortgage renewal shock is real — and it’s coming fast. By the end of 2026, 60% of mortgages in Canada will renew — and 40% will face higher interest rates. For many, that means an extra $300 or more every month.Don't wait for the renewal notice to find out you can’t afford it.SolveYourDebts.com is a non-profit credit counselling agency that's been helping people for over 30 years.Let’s review your options before the shock hits.For a free consultation, contact us today at SolveYourDebts.com. ... See MoreSee Less
View on Facebook

1 week ago

SolveYourDebts.com
Confused about credit counselling? Here’s the truth: it’s not scary, it’s not judgmental, and it could be the lifeline you need to finally feel in control of your money.With over 30 years of experience, SolveYourDebts.com has helped thousands of Canadians find a clear path forward. From personalized budgets to debt repayment plans, our accredited counsellors are here to support you every step of the way.✨ Free. Confidential. Compassionate. ✨Book your free consultation today at SolveYourDebts.com. ... See MoreSee Less
View on Facebook